Financial Literacy Links
Exploring financial literacy on your own is a crucial step towards becoming a financially responsible adult. You have a unique opportunity to start learning about money management, budgeting, saving, investing, and understanding credit early on. By taking the initiative to educate yourselves, you can develop essential skills that will help you make informed financial decisions in the future.
The following links are designed to make learning about finance engaging and accessible. By starting now, you'll gain confidence in handling your finances, set yourself up for long-term success, and avoid common financial pitfalls.
Spending
Hands on Banking – Spending Smart
PSECU – 6 Step Formula for Successful Money Management
Discover - Pathway to Financial Success – Examining Money Habits
Discover - Pathway to Financial Success – Spending Wisely
Financial Goals
Kahn Academy – Financial Goals
Discover -Pathway to Financial Success – Imagining Your Financial Future
Discover -Pathway to Financial Success – Setting Smart Goals
Invesco – How to Not Suck at Money
Budgeting & Saving
Kahn Academy – Budgeting & Saving
PSECU – What are You Saving For?
Bank of America – Six Simple Steps to Jump Start Your Emergency Fund
Bank of America – Five Steps to Get Started with Saving
Discover - Pathway to Financial Success – Setting Savings Goals
Discover - Pathway to Financial Success – Growing Savings Thru Interest
Consumer Credit, Loans, Interest & Credit Card Debt
Kahn Academy – Consumer Credit
PSECU – How to Shop for a Credit Card
Pathway to Financial Success – Understanding Credit
Discover- Pathway to Financial Success – Managing Debt
University of Idaho – A Tale of Two Savers
Insurance
Hands on Banking – Insurance Basics
Hands on Banking – Health Insurance
Discover-Pathway to Financial Success – Understanding Insurance
Credit Score
Hands on Banking – All about Credit
Freddie Mac – Credit Smart ( free but registration is required)
PSECU – Five Components of a Credit Score
Bank of America – What’s in Your Credit Report, and Why Does It Matter?
Education & College Loans
Bank of America – Three Repayment Options to Pay Off Your Federal Student Loans
Hands on Banking – School and Money
Kahn Academy – Careers & Education
PSECU – What is Financial Aid?
PSECU – Now What? Repaying Student Loans
Mortgages and Buying a House
PSECU – Buying a Home on Your Own
Discover- Pathway to Financial Success – Renting or Buying a Home
Federal Reserve of St. Louis – Mortgage 101
Car Loans
PSECU – Car Buying Vs. Leasing
PSECU – 7 Steps for Buying a New Car
Bank of America – Cost to Consider When Buying a Car
Discover- Pathway to Financial Success – Paying for a Vehicle
Retirement Planning
Hands on Banking – Save, Invest, and build wealth
Kahn Academy – Investments and Retirement
Bank of America – Three Ways To Start Investing
Discover -Pathway to Financial Success – Building a Diversified Portfolio
Scams and Fraud
Discover -Pathway to Financial Success – Avoiding Financial Fraud